Bank statement to Xero CSV: A bank statement export for Xero CSV.
Convert PDF bank statements into Xero's bank-statement CSV layout, with its Date, Amount, Payee, Description, and Reference columns already arranged.
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- Xero-ready column order
- Payee and description
- One currency per file
Export transactions
Choose the scope, format, fields, and column order.
Scope
Selected transactions (40)Exports only the currently selected rows.
Format
Xero CSVA CSV layout ready for Xero imports.
Fixed field set
OFX/QuickBooks files always carry date, description, and signed amount.
Row order
Match current viewFields
Fixed by the OFX/QuickBooks format
Preview
1,284 matching transactions
| Date | Description | Amount |
|---|---|---|
| 2025-10-24 | STRIPE PAYOUT 4af2c9 | 4820.00 |
| 2025-10-23 | AWS EMEA SARL us-east-1 | -1204.00 |
| 2025-10-22 | WHOLE FOODS MKT #214 | -112.88 |
1,284 rows · 3 columns
Export Xero CSVPDF statements do not import as Xero CSV.
Xero can import CSV, but a general spreadsheet still leaves you to map and check every column. The Xero export writes the bank-statement template directly from the reviewed transactions.
How it works
From PDF to Xero CSV
- 01
Upload the statement
Add the PDF statement, including scanned, multi-page, and password-protected files up to 50 MB.
- 02
Check the extracted transactions
Bankflow extracts the rows and checks them against the statement's opening and closing balances before export.
- 03
Scope the export
Filter to the account, period, category, or transaction set the destination actually needs.
- 04
Download the .csv file
The CSV is fixed to Xero's import template: Date, Amount, Payee, Description, and Reference. In Xero, open the relevant bank account and use Import a Statement to upload the CSV.
Built for a clean Xero CSV handoff
The format's expected layout
The CSV is fixed to Xero's import template: Date, Amount, Payee, Description, and Reference.
Reviewed transactions first
Correct descriptions, merchants, and categories while the data is still easy to edit, then export the cleaned rows.
Balance-checked source data
The statement's opening and closing balances are checked against the extracted rows, so a missing page is flagged before it reaches another system.
Only the rows you chose
Exports follow the active view, so a single statement can yield a monthly file, an account-specific file, or a category-specific file without re-reading the PDF.
Xero CSV export details
| Detail | What the export does |
|---|---|
| File extension | Downloads as .csv. |
| Fields | The CSV is fixed to Xero's import template: Date, Amount, Payee, Description, and Reference. |
| Dates | Dates use the day-first convention Xero expects for its statement-import template. |
| Currency | Xero applies the bank account's currency to the import, so export a single currency at a time. |
FAQ
Common questions
How do I convert a PDF bank statement to Xero CSV?
Upload the statement, review the extracted transactions, filter to the rows you need, and choose Xero CSV in Export. Bankflow downloads the .csv file in the format's expected layout.
What fields are in the Xero CSV export?
The CSV is fixed to Xero's import template: Date, Amount, Payee, Description, and Reference.
Can I export only part of a statement?
Yes. Filter by account, date, category, amount, or transaction selection before exporting; the download contains only the rows in that scope.
Are the source transactions checked before export?
Yes. Extraction is checked against the statement's printed opening and closing balances, which flags incomplete parses before you download the file.
Guides
How to Automate Bookkeeping Using Bank Statement Data
A practical workflow for turning raw bank statements into reviewable, reconciliation-ready bookkeeping data.
What Is a Credit Note? And How to Record One
What a credit note is, how it differs from a debit note and a refund, what it does to your books and tax, and how to record one in QuickBooks or Xero.
How Accountants Can Save 10+ Hours a Week with Statement Automation
How accounting teams can replace repetitive statement entry with a consistent extraction, review, reconciliation, and export workflow.
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Give your destination a clean Xero CSV file.
Upload the statement, validate the rows, and export the exact view you need in a format built for the next step.