Credit card statement parser
Every card charge, itemized and categorized.
Extract transactions from credit card statement PDFs, group them by merchant, separate recurring subscriptions from one-offs, and export clean rows to Excel, CSV, or QuickBooks.
50 free page credits · No card · Cancel anytime
- Multi-page card statements
- Merchant normalization
- Subscription detection
Card statements are the messiest documents in the stack.
A single month can run to dozens of pages, with merchant descriptors that barely resemble the business you paid, foreign transactions carrying their own fee lines, refunds and chargebacks landing weeks after the original charge, and multiple cardholders mixed into one document. Pulling that into a usable expense record by hand is the part of the month nobody wants.
How it works
From card PDF to clean expense data
- 1
Upload the statement
Drag in the card statement PDF, multi-page and password-protected files included, or forward the issuer's statement email.
- 2
Extract the charges
Every posted transaction is read out with its date, descriptor, and amount, including credits and refunds.
- 3
Normalize merchants
Cryptic descriptors are resolved to a canonical merchant so the same vendor stops appearing as four different lines.
- 4
Categorize and export
Charges are categorized and tagged, then exported as CSV, Excel, or an OFX/QBO file for QuickBooks.
What card statements need that bank statements don't
Descriptor cleanup
Payment-processor prefixes, store numbers, and city codes get resolved into one canonical merchant you can actually rank and report on.
Subscription detection
Recurring charges are surfaced automatically, which is usually the fastest way to find the software and services nobody remembers signing up for.
Tags for expense workflows
Apply labels like #reimbursable, #tax-deductible, or a client code by hand or by rule, then filter and export by tag.
Refunds and credits handled
Credits, refunds, and reversals are parsed with the correct sign so category totals are not quietly overstated.
Totals that reconcile
Extracted rows are checked against the statement's own totals, so a page that failed to parse gets flagged rather than silently dropped.
Export scoped to your filters
Filter to one cardholder, one category, or one date range, and export exactly those rows to CSV, Excel, or QBO.
FAQ
Common questions
Can I parse credit card statements the same way as bank statements?
Yes. It is the same upload flow and the same ledger. Card statements simply lean harder on merchant normalization and recurring-charge detection, because their descriptors are noisier and subscriptions are more common.
Which card issuers are supported?
There is no issuer list. The parser reads the statement document rather than applying an issuer-specific template, so an unusual card works the same way as a common one.
What about multi-page or password-protected statements?
Both are supported, along with scanned PDFs. Files up to 50 MB can be uploaded, and CSV, XLSX, and JSON exports from your card portal work too.
Can I split charges between cardholders or clients?
Use tags and rules. Tag rules can be scoped to a merchant or matched on narration text, so per-cardholder or per-client labelling can run automatically and retroactively.
Will refunds mess up my category totals?
No. Credits and refunds are parsed with the correct sign, and you can also exclude specific transactions from charts and totals without deleting them from history.
Can I get the charges into QuickBooks?
Yes. Export as an OFX/QBO file that QuickBooks imports directly, after you have categorized the rows in BankFlow.
Keep exploring
Live example
A real Bank of America statement read into transactions you can trace back to the page.
Bank Statement Analyzer
Categorize spend and read cash flow from bank statements.
Bank Statement Parser
Turn PDF statements into structured, validated transactions.
Bank Statement → Excel
Download a clean XLSX of every parsed transaction.
Bank Statement → QuickBooks
Categorize first, then export an OFX/QBO QuickBooks imports.
Turn a card statement into an expense report.
Upload one month and see itemized charges, ranked merchants, and the subscriptions you forgot about.