Bank statement converter: A bank statement converter that proves its own arithmetic.
Upload a PDF statement and get every transaction as a table you can open in Excel, import into QuickBooks, or hand to an accountant. The difference worth caring about is not the formats on the way out. It is whether the rows add up to the balance the bank printed, and whether the converter tells you when they do not.
50 free page credits · No card · Cancel anytime
- Reconciled against the printed balance
- Scanned and locked PDFs
- 12 formats out
PDF statement you upload
24/10 STRIPE PAYOUT 4af2c9........4,820.00
23-10 AWS EMEA SARL us-east-1 1,204.00-
22 OCT WHOLE FOODS MKT #214 112.88
21/10 UBER *TRIP..............24.40
20-OCT-2025 GUSTO PAY 9931 18,440.00
[illegible: scan quality]
What you download
Most converters cannot tell a good read from a bad one.
Any tool can turn a PDF into rows. The failures are quieter than that: a page that never got read because the OCR gave up halfway, a column of debits parsed as positive numbers, two accounts in one PDF merged into a single ledger, a continuation row folded into the transaction above it. None of those announce themselves. You find them weeks later, when a reconciliation is off by one transaction and there is no way left to tell which.
How it works
What happens to the file
- 01
Upload the statement
Drop in a PDF, or forward the bank's email to a private import address. Scanned, multi-page, and password-protected files are read, up to 50 MB each.
Three ways in: drop the file here, forward the bank's email to your private import address, or post it to the API. - 02
The layout is detected
There is no template to pick and no columns to map. The statement's own structure is found first, including the sections a bank prints separately for checks, card activity, and electronic withdrawals.
Imports in flight are counted at the top, and each finished statement joins the library with its totals. - 03
The rows are checked against the balances
Opening balance, the extracted transactions, and closing balance have to agree. When they do not, the statement is flagged at intake with what failed, instead of being handed over as if it were complete.
The statement library, with the status column carrying the statements worth a second look before anything is exported. - 04
You review what it found
Every row keeps a link back to the page and line it came from, so a number you doubt can be checked against the original rather than trusted.
The transactions ledger: each row keeps the statement it was parsed from, so a figure can be traced back to the page that printed it. - 05
Export in the format the next tool takes
Excel and CSV for a spreadsheet, QBO for QuickBooks, OFX for Xero and Sage, QFX or QIF for Quicken, JSON for a script.
The export dialog: the format on the left, the fields it will carry, and a preview of the exact rows going into the file.
What separates a converted statement from a pile of rows
Balance reconciliation
The extracted transactions are summed against the opening and closing balances printed on the statement. A month that does not tie is flagged rather than exported quietly.
Scanned pages, read properly
A photographed or scanned statement goes through OCR, and pages where the text came back unreliable are reported as such instead of silently contributing empty rows.
Signed amounts, not two columns of positives
Debits come out negative and credits positive, including on the statements that print withdrawals and deposits in separate sections with no sign at all.
Multi-account PDFs kept apart
A statement covering a checking and a savings account is two ledgers, not one. Each row keeps the account it belongs to.
A year in one pass
Queue twelve statements, review them together, and export the whole period as one file with a Source column recording which statement each row came from.
Your statements stay yours
Files are processed for your account only, never used to train anything, and deletable at any point. Password-protected PDFs are unlocked with the password you supply and not stored with it.
What the converter produces
One parse, and then whichever of these the next tool will accept.
| Format | Where it goes |
|---|---|
| Excel (XLSX) | Spreadsheets, with real date cells and numeric amounts. |
| CSV | Import wizards, scripts, and anything that refuses everything else. |
| QBO | QuickBooks Online and Desktop, which want Intuit's header on the file. |
| OFX | Xero, Sage, Wave, GnuCash, Moneydance. |
| QFX | Quicken, which reads Web Connect rather than plain OFX. |
| QIF | Older desktop tools, MYOB, and Quicken's legacy import path. |
| IIF | QuickBooks Desktop, when a QBO import is not an option. |
| JSON | Scripts and internal tools, one object per transaction. |
Every export is scoped to whatever your filters left on screen, so one statement can produce a full-year spreadsheet and a single-month QBO without being read twice.
FAQ
Common questions
What is a bank statement converter?
A tool that reads a bank statement PDF and turns the printed transactions into structured data: one row per transaction, with dates, descriptions, and signed amounts in separate fields. The result opens in a spreadsheet or imports into accounting software, neither of which can do anything useful with the PDF itself.
How do I convert a bank statement to Excel or CSV?
Upload the PDF, wait for it to parse and reconcile against the printed balances, review the transactions, then export as Excel or CSV. Both carry one row per transaction, with dates stored as dates and amounts as signed numbers.
Does it work with scanned statements?
Yes. Scanned and photographed statements go through OCR. Where a page comes back unreliable it is reported rather than passed off as a clean read, which is the failure mode worth worrying about with scans.
How accurate is the conversion?
Accuracy claims are only worth as much as their check. Every statement's extracted rows are summed against the opening and closing balances the bank printed, and a statement that does not tie is flagged before you export it. That is a test the statement itself supplies, rather than a number we quote.
Which banks are supported?
Layouts are detected from the statement rather than matched to a list, so there is no supported-banks page to check against. Several banks have their own guide because the path to the PDF inside their online banking differs, not because the conversion does.
Is my bank statement data private?
Statements are processed for your account only and are never used as training data. You can delete a statement, and everything parsed from it, whenever you like.
Is there a free bank statement converter?
New accounts get 50 free page credits without a card, which covers several statements end to end including the exports. A page credit is one statement page read.
Converting a statement from a specific bank?
Where the PDF hides inside each bank's own online banking, and what its layout does differently.
Keep exploring
Live example
A real Bank of America statement read into transactions you can trace back to the page.
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Credit Card Statement Parser
Extract transactions from credit card statement PDFs.
Categorization Rules
Include, exclude, and scope rules that run on every import.
Convert one statement and check it yourself.
Fifty free page credits, no card. Upload a month you already know the totals for, and see whether the rows agree with the balance the bank printed.